This club and any information from it is not intended as a source of any professional advice that is legal, medical, accounting etc. Any business or results you achieve from attending this club will depend on your unique situation and has no recourse to the club. The authors do not assume any responsibility or liability whatsoever for what you choose to do with any information received from the club or from participants at club meetings. It is your responsibility. All information provided is free, is not from a certified professional and you may use it at your own discretion.